How the process works
Although some people look for a mortgage after finding a property it is more common for a mortgage ‘offer’ to be acquired before finding a property. The main reason for this is that alongside assurance of a ‘guaranteed’ mortgage amount an ‘offer’ in hand puts the buyer in a great position to ‘haggle’ over the price of a property and as a result of a quick sale/ completion being obtained.
- Our CeMap qualified advisor will carry out a ‘fact find’ with you to assess information in relation to your current financial circumstances.
- Your requirements will be discussed which form the basis of our search of the market to find the most suitable product to suit your personal needs.
- We will go through the products, terms and figures available for you and provide advice from which you form an educated decision whether to proceed.
- Decision In Principle with the Lender.
- We will then see the case through from offer to completion dealing directly with the lender and nominated Solicitors through all stages of the mortgage and legal process.
The overall cost for comparison is 5.5% APR.
*YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.
(Re)Mortgages & Homeowner Loans are undertaken by our in-house Mortgage Advisors at Moneycall Limited which is Regulated & Authorised by the Financial Services Authority
