- Up to 90% Mortgages available.
- Rates from 2.69%.*
- Fixed rate, Tracker and Discounted rate Mortgages available.
- Let to Buy Mortgages available.
- Free valuations and Legal Costs available on certain products subject to status.
- Flexible Mortgages available including overpayments, underpayments and payment holidays.
- Decision in Principle within 24 Hours.
- Defaults arrears and CCJ’S accepted subject to status and Deposit.
- Buy to let Mortgages available.
- Borrow from £6,000 to £1,000,000
What is a Mortgage?
A mortgage is a loan you take out to buy property. Most banks and building societies offer mortgages, as well as specialist mortgage lending companies. If you change lenders but don't move home it's referred to as a 'remortgage'.
We have access to a panel of lenders who offer a range of mortgage products including flexible, current account and 'offset' mortgages. These type of mortgages offer flexible features such as varying your monthly payment amounts, or combining your mortgage account with savings and other income. Interest rates also vary between lenders and products for example, 'variable' and 'tracker' rates change in line with Bank of England rates, 'fixed' rates are fixed for a set number of years, and 'capped' rates have a variable interest rate with a ceiling so your payments won't go above a set amount.
The overall cost for comparison is 5.5% APR.
*YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.
(Re)Mortgages & Homeowner Loans are undertaken by our in-house Mortgage Advisors at Moneycall Limited which is Regulated & Authorised by the Financial Services Authority
