Work Out Your Debts

Individual Voluntary Arrangement is a scheme created and endorsed by the government. Known as an IVA, it is a very popular way for any individuals if they qualify to repay their debt at an affordable amount per month but with a guarantee from creditors that debt will be repaid in under 60 months from the start.

Income   (per month) - Your take home pay (including regular overtime) - Partner's take home pay (including regular overtime) - Other regular income (child benefit, other benefits, pension, CSA, maintenance) - (please specify)  - (please specify)  Total Income    Expenditure        (per month) Mortgage/Rent Secured Loan Contents and House Insurance Food and Housekeeping Council Tax Water Rates Electricity Gas Telephone Mobile Telephone TV Licence Life Policy Personal Pension Car: Petrol Car: Servicing Car: Insurance Car: Road Tax Car: HP Public Transport Childcare Costs Medical and Dental Clothing Household Maintenance/Contingency (please specify)  (please specify)  Total Expenditure    Debts   Please enter the number of creditors you wish to enter     Total Debts Total Payments    Summary   Disposable Income £0.00 Monthly Payments to Creditors £0.00 Total Owed to Creditors £0.00